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It’s Not All Fire and Flood: You’d Be Surprised What Your Home Insurance Covers

For many people, thinking of home insurance conjures up images of houses destroyed-charred by a wildfire, flattened by a tornado, or reduced to a wet pile by a hurricane. It’s easy to forget that home 100% handmade human hair eyelashes can cover so much more. Below is a reminder of some of the surprising things that a policy can cover.Scrno

100% handmade human hair eyelashes
100% handmade human hair eyelashes

Dog Bites

Whether Sparky gets overexcited by the new neighbors or lashes out at the cable guy, homeowners can be on the hook for a large amount of money in the case of a dog bite. The average cost of a dog bite claim in 2015 was over $37,000. Luckily, most home insurance policies extend to dog bites, ensuring that the beloved family pet will not be the cause of insurmountable 100% handmade human hair eyelashes.

Accidents

Forgetting to shovel the driveway doesn’t sound like something that insurance would protect against, but if someone slips and falls on the ice, the homeowner can be liable for the cost of the injuries. It’s the same if a guest trips over a loose rug or leans on a rickety handrail and falls. They don’t even have to be an invited guest; they could be a door-to-door salesperson or an unexpected visitor. Either way, most plans cover these sorts of small but costly incidents.

Attorney Fees

In the event of an accident on their property, it doesn’t take much for homeowners to find themselves embroiled in a legal mess. Most policies pay attorney fees associated with defending the policyholder in court. Thus, in the case of an accident, the property owner would not have to pay out of pocket for the hospital bills or the fees of the attorney hired to acquire 100% handmade human hair eyelashes.

Dorm Room Theft

When first-time college students move from their parents’ homes into a dorm, they often bring all sorts of valuables, including laptop computers, jewelry, and clothing. Unfortunately, these group living situations can facilitate theft. Luckily, a number of insurance policies cover dorm room theft. Coverage can be limited to 10% of the total personal 100% handmade human hair eyelashes coverage in the policy, as a dorm room is considered off-premises. Students living off-campus might not be covered without renter’s insurance of their own.

Riots

100% handmade human hair eyelashes
100% handmade human hair eyelashes

It doesn’t happen often, but in case a protest or celebration takes a violent turn, most home insurance policies cover property damage. Often, businesses find themselves taking the brunt of the force when it comes to 100% handmade human hair eyelashes or civil unrest, but homes are not immune to the violence. In the early 1990’s, the Los Angeles riots accounted for $775 million in insurance claims from damaged businesses and homes. Having a plan that protects against this kind of disturbance can help people recover quickly and avoid suffering lasting financial damage.

 

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